In the name of Allah, Most Gracious, Most Merciful
The Prophet SAW has been blessed with the most concise, or precise, speech. The Prophet SAW said, "I have been blessed with concise speech." Therefore, when we look at the precious pearls that came out of the Prophet’s SAW mouth, we find that many of his ahadith are in fact treasure chests of wisdom. The words might be small, but the meanings behind them are great.
"Take advantage of five matters before five other matters: your youth, before you become old; and your health, before you fall sick; and your richness, before you become poor; and your free time before you become busy; and your life, before your death."
What are these five things?
#1: Take Advantage of Your Youth Before Your Old Age
The Prophet SAW started off and said shabbab or shab, a youth or young person. The Prophet sal Allaahu alayhi wa sallam said, "Take advantage of your youth before your haram.” And the word haram means old age, maybe even senility. It is an age in which the person does not have the power or mental faculties that he had while he was a youth.
Youthfulness is a time when a person is the most energetic, when he lays out the foundations for his future, and when he plans his life. So the Prophet sal Allaahu alayhi wa sallam said to take advantage of this time before the time comes when you do not have that enthusiasm, when you do not have that zeal, or that outlook. The enthusiasm and energy that you have been blessed with will never again be given to you after this age. Therefore, the Prophet sal Allaahu alayhi wa sallam said to seize the moment and take advantage of it. A person should exercise this energy for the sake of Allah by procuring knowledge of Allah, obtaining halal sustenance, and worshipping Allah through acts that he might not be able to do later on in life.
Youth here does not mean the western concept of youth that youthfulness finishes when someone is eighteen or nineteen years old. In the Islamic Shari’ah, a man's life has been divided into a number of sectors or stages. Shabbab or shab, according to the strongest opinion, means before reaching the age of forty. This is because forty is the prime of life, when mental and physical capabilities have reached a peak, and after that they start to go down.
The Prophet SAW said:
"Seven are the people that will be sheltered on the Day of Judgment, the day in which there is no shade except the shade of Allah subhaanahu wa ta ‘aala.”
One of the seven people, the Prophet sal Allaahu alayhi wa sallam mentioned was a youth who grew up in the worship of Allah subhaanahu wa ta ‘aala. Remember, the youth is up to forty. So this young person, whether he is twenty or thirty or right before reaching the age of forty, he has grown up and has been raised or has raised himself busy in the worship of Allah subhaanahu wa ta ‘aala.
Likewise, the Prophet sal Allaahu alayhi wa sallam said in an authentic hadith that Allah subhaanahu wa ta ‘aala is pleased with and amazed at the youth who does not have any evil inclinations. This means he does not do evil. Allah subhaanahu wa ta ‘aala loves such a youth who is straight in the worship of Allah and does not turn left or right to the paths of Shaytaan. Allah loves this person and is amazed at him because in general it is the youth, due to their virility and strong desires, who swerve left and right away from the path of the worship of Allah subhaanahu wa ta ‘aala. So this is the first of the five: “your youth before your old age.”
#2: Take Advantage of Your Health, Before You Fall Sick
The second of the five matters is, "your health, before you fall sick." The fact that one lives a normal life and is not afflicted with diseases and plagues, represents a person’s health. Take advantage of this before diseases and plagues come because mankind, being mankind, will fall sick. Everyone falls sick. If we did not fall sick, we would not be humans, we would be divine.
There will come a time when we will fall sick. Some of those times the sicknesses will be more severe, and for certain people even more severe. So the Prophet SAW is reminding us that we do not know when we will have full possession of our faculties, of our strength, of our mental powers, before we will fall sick. Therefore, take advantage of it before that time comes.
The Prophet SAW said:
"There are two blessings the majority of mankind have been deceived concerning." The majority of mankind do not appreciate these two blessings. They are "health," good health, "and free time."
Once a person came to Yunus ibn 'Ubayy, one of the scholars of the Salaf, and he complained of extreme poverty as he had not been blessed with much. Yunus ibn Ubayy asked him, "Would you be willing to give away your sight for a certain amount of money?" The man said, "No, of course not." Then he asked him, "Would you be willing to give your hands away?" He said, "No, of course not." He asked, "Your feet?" He said, "Of course not." When he finished he said "I see that you have hundreds of thousands of millions of blessings, yet you are complaining of poverty?"
We have our full faculties, we can see and hear. Look at someone who Allah subhaanahu wa ta ‘aala has tested with blindness. It is a very severe test, and that is why the Prophet sal Allaahu alayhi wa sallam has said in an authentic hadith:
"There are two things if Allah subhaanahu wa ta ‘aala takes them away from a person and he is patient, he is guaranteed Jannah. These two things are the two eyes."
In other words, if a person is blind, and we seek Allah's refuge from the physical and the spiritual blindness in this world and in the hereafter, then Allah subhaanahu wa ta ‘aala is testing him. And if he is patient, then Allah will reward him with Jannah.
How about one who has been blessed not just with eyesight, but with hearing, health, arms, limbs, energy, vitality, enthusiasm, and many other things. Should we not appreciate the blessing from Allah subhaanahu wa ta ‘aala? Do we not realize how sweet health is? It can be used for the worship of Allah. When we are blessed with these bodies, why do we not use them in the worship of Allah?
The least we can do, brothers and sisters, is the faraa'id (obligatory actions) such as salah five times a day, fasting in Ramadan, and going for the Hajj. All of these require that we use our physical bodies. That is the least that we can do, the bare minimum. Of course, the more that one does, the better it is for him.
This is the second of the five matters: “your health before you fall sick.”
#3: Take Advantage of Your Richness Before Poverty
The third is, "your richness, before poverty." One day we might not have anything, and the next we might have much more than we need. One day, a person might have the best of jobs and the largest of salaries, yet, the next day, something happens and he does not have that job anymore and loses his source of income. So the wise person uses his richness before he becomes poor. He invests for his future.
As for the investments of this dunya, then the kafir and the Muslim are both the same; they both do that. Even the Prophet sal Allaahu alayhi wa sallam would store staple food items even up to a year. Sometimes he would store barley and grain for a whole year for his family. So this is obviously something halaal as the Prophet sal Allaahu alayhi wa sallam himself did it, and we should do it too. We should make sure we have enough money for our family and our children and ourselves, so we are not poor and we are not beggars. There is no doubt that this is a part of our Shari’ah as well.
But while we are doing this, let us not forget that we also need to invest for the Akhirah. Should we not think about investing this money so we can pick it and pluck it in the Hereafter when we need it far more than we need it in this world? We need to invest for the real future, our real life after our death.
The Prophet SAW once asked his companions, "Who amongst you loves his inheritors' money more than his own money?"
The meaning of this hadith is that the Prophet sal Allaahu alayhi wa sallam is asking for example, does the father love the money of his son or does he love his own money? Of course, the father loves his own money. Likewise, every person will love his own money more than he loves the money of other people.
The Sahabah said, "Yaa RasulAllah, all of us love our own money more than we love the money of our inheritors. We all love our own money. We guard it and protect it more than the money of our inheritors.”
Then the Prophet SAW said, "Verily, the money that you spend in charity is your money, and the money that you leave behind is the money of your inheritors."
Ponder over that hadith for a while, how true it is. As for the father who loves his own money more than the money of his son, does he not realize that one day his son will take that very money of his and he will have nothing to do with it? All that is left of his money is what he spent during his life for the sake of Allah, if there was any such money. Any of it spent in charity for the sake of Allah, is money that will be yours permanently. The Arabic word for charity includes zakah, sadaqah, waqf, and any type of monetary good that you did. Everything besides this will go into the hands of your inheritors.
Remember that feeding your family is an ibaadah if you are doing it for the sake of Allah. If you are doing it for the sake of Allah, you will be rewarded. The Prophet sal Allaahu alayhi wa sallam said that, "A morsel of food," one morsel of food, one handful of food, "if you put it in your wife's mouth, this will be a reward for you on the Day of Judgment." Now everybody, Muslim or non-Muslim, feeds his family. But will everybody be rewarded for that? No. Because only the one who does it remembering Allah, thinking about Allah, and doing it for the sake of Allah will be rewarded.
Ask yourself if the last time you went shopping, Allah was in your mind? Did you think of doing this for Allah? When you picked up the milk and the bread, was your heart thinking, "Oh Allah, I am buying this food through halaal money, and this is halaal food, because I want to feed my family and this is an obligation that You have put upon me, therefore, I am doing it for your sake." Who amongst us has this in his mind?
When we say, "That is spent for the sake of Allah," we are not just talking about money, zakah, sadaqah, and charity. Of course, giving in charity is the best thing you can do with your money. But do not forget that the majority of income that we spend, and in fact for the mu'min, all of the income that he spends, can be for the sake of Allah as well. This means thinking of Allah, spending for the sake of Allah, and having the intention of pleasing Allah subhaanahu wa ta ‘aala.
This is the third of the five things: “your richness, before poverty.”
#4: Take Advantage of Your Free Time Before You Become Busy
This is yet another great treasure that every single one of us possesses. Every single one of us must use our free time before we become busy. How much free time do we have and what do we waste it on? Think about it. Think about how much free time all of us have been blessed with. We have hours and hours every day and they go by. What do we waste it on? Primarily, in this country at least, television. It is also wasted on gossip and socialization of which there is no benefit whatsoever, in this world nor the hereafter.
Remember the hadith of the Prophet SAW that we just quoted about the two blessings (health and free time) most people have been deceived by. In other words, they don't realize their blessings of health and free time. You may have to work eight hours a day, no problem. Allah subhaanahu wa ta ‘aala has allowed this for you. He has obligated it upon you. When you come home, you have four or five hours, so spend them wisely for the sake of Allah.
Spending time wisely does not necessarily mean purely religious deeds. But spending your time wisely and even be something in this world. Learn a trade. Learn something that can benefit you in this world and that can benefit other people as well. Islam is a complete way of life, a complete code. Do not forget that all of the acts a mu'min does can be transformed into acts of worship if, and only if, he does them for the sake of Allah subhaanahu wa ta ‘aala.
Of course that there are religious deeds which are the best deeds to do. Every one of us should recite the Qur'an everyday, even if it's only for five or ten minutes. You should have some relationship with the Qur'an. Every one of us should pray some extra prayers as well, a few sunnahs or the nafls, if not the continual sunnahs that the Prophet SAW used to pray. This is the most important thing for us to do. But at the same time, do not forget that there can be many acts that can be rewarded if you change your niyyah and do them for the sake of Allah.
Do not waste your time. The greatest waster of time is the television. You turn it on, and an hour or two go by, and not only have you not gained anything for the Akhirah, you have not gained anything for this world. You have literally killed, murdered your time, and done absolutely nothing with it. And realize that you are lucky if you don't come away from those two hours without any sin. How many are the sins that are in television, with music, and the women, and other things. In my opinion, it is better for a mu'min not to even have this instrument in his house because of the evil that comes from it. Like Allah says about alcohol, the evil that comes from it is more than the good that is obtained from it.
When you have some free time, take advantage of it. The greatest thing that we can do in this free time is to worship Allah. And one of the greatest acts of worship is to seek knowledge. Take a book out to read, listen to some cassettes, or listen to some CD's. Do whatever you can do to increase your 'ilm. Attend some classes or even visit one another for the sake of Allah subhaanahu wa ta ‘aala. Visit your Muslim brother with the proper Islamic etiquette and adab. This is an act you can do that will pass your time away, and be worthwhile.
This is the fourth of the five matters: "take advantage of your free time before you become busy."
#5: Take Advantage of Your Life Before Your Death
This one phrase summarizes it all: "take advantage of your life before your death." Every one of us has a life. That is why we are here right now. Every one of us without a doubt will die. Allah says:
You are going to die and they too are going to die.
And it is as Allah said, the Prophet SAW passed away and so did the people that opposed him and believed in him. They all have passed away. And the turn came for those after them, and then those after them, until it is our turn.
The Prophet SAW therefore reminded us, "Take advantage of your life before your death." This is the greatest of foresight. Hence the Prophet sal Allaahu alayhi wa sallam concluded the hadith with this phrase.
How are we going to use this life before death comes? As for the kafir, he will totally waste it because he will make this life his goal. He will live only to appease and satisfy every desire of his. Then on the Day of Judgment, he will beg Allah to send him back to this life. Allah describes this in the Quran:
When death comes to them, he will say, “O my Lord!”
All of a sudden, when his Lord comes to him he remembers Allah. Whereas throughout all of the years that he lived, Allah was nowhere near him; Allah subhaanahu wa ta ‘aala was the furthest thing from his death. On the Day of Judgment when he is resurrected, he will say:
Oh my Lord! Allow me to go back so that I may do good in the time that I had left.
Allah obviously will say, no. You have only been allowed one life and you will not be able to go back and change that life. For every good you do you will be rewarded, and for every evil you do you will be punished.
Allah SWT also describes them in the Qur’an as saying on the Day of Judgment:
O our Lord, we have seen and we have heard. Let us go back to do good deeds; we are now believers.
They claim to believe in Allah and the Day of Judgment but Allah will not allow this to happen because everyone has only one life. That is what Allah has given and this is what we must make the best of in this world so that we are compensated accordingly in the Hereafter.
These are the five things that the Prophet SAW told the man to do. He advised him:
"Take advantage of five matters before five others: your youth, before your old age; and your health before you fall sick; and your wealth before you become poor; and your free time before you become busy; and your life before your death."
This hadith deals with responsibility, wisdom, foresight, long-term planning, and good strategy. Every one of us has been blessed with these five blessings. There is no one amongst us who has not been blessed with these five things. So how do we utilize them? What do we utilize them for? Why do we utilize them?
The wise person is the one who strives to achieve the pleasure of Allah SWT and then expects the best from Allah. The wise one is one who tries to arrive at the goal and then has tawakkul in Allah. Tawakkul does not mean to sit back and say, "Oh, this will happen to me." Rather, you must strive for it. The fool is the one who follows his desires and then presumes that Allah SWT will reward him.